Gary Y. Kusumi has been appointed president of the The Hanover Insurance Group personal lines business.

Machado and Silvetti Assoc. has retained Acella Construction Corp. of Norwell for the 6,000-square-foot build-out of its Boston headquarters.

Morgan Stanley and Goldman Sachs are responding to the credit crisis with a system that uses the market's view of their own creditworthiness as a basis for lending decisions, the Financial Times reported.

Woburn-based Cummings Properties is developing a 63,000-square-foot speculative office building in Sudbury.

The Blackstone Hall student residence facility at Clark University in Worcester has been awarded LEED Silver certification from the U.S. Green Building Council, making it the first LEED-certified dorm in Worcester and one of only a handful in the state.