Chicopee Savings Bank has reported a 78 percent decrease in net income for the second quarter ended June 30.

Chicopee Bancorp, the bank's parent company, reported net income of $128,000 with earnings per share of 2 cents, compared to $590,000 with earning per share of 9 cents for the same period in 2007.

The decrease in net income resulted from a $149,000 increase in loan loss provisions, as well as an increase in operating costs of $340,000, the bank said.